Clear guidelines for using our website and engaging with InfoTech Business Solutions services.

Effective date: June 20, 2026

These Terms of Service govern your access to and use of the InfoTech Business Solutions (IBS) website. Please read them carefully. By accessing or using this site, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to these Terms of Service and our Privacy Policy. If you do not agree, you must discontinue use of the website immediately.

2. About InfoTech Business Solutions

InfoTech Business Solutions (IBS) is an Iraqi enterprise IT company delivering secure, reliable technology solutions for banking, government, telecom, and large enterprise organizations. References to "IBS," "InfoTech," "we," "us," or "our" in these terms refer to InfoTech Business Solutions and its affiliates where applicable.

3. Use of the Website

You may use this website for lawful purposes only and in accordance with these terms. You agree not to use the site in any way that could damage, disable, overburden, or impair our services or interfere with any other party's use of the website.

Information on this website is provided for general informational purposes about our company and services. It does not constitute a binding offer unless explicitly stated in a separate written agreement.

4. Intellectual Property

All content on this website — including text, graphics, logos, icons, images, software, and design elements — is the property of IBS or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content without prior written consent from IBS, except for limited personal, non-commercial viewing.

5. User Submissions

When you submit information through contact forms, email, or other channels, you represent that the information is accurate and that you have the right to provide it.

You grant IBS a non-exclusive, royalty-free license to use submitted information solely for the purpose of responding to your inquiry, evaluating business opportunities, or improving our services.

6. Prohibited Conduct

You agree not to: • Attempt unauthorized access to our systems, networks, or data • Upload or transmit malicious code, viruses, or harmful content • Scrape, crawl, or harvest data from the website without permission • Misrepresent your identity or affiliation • Use the website for fraudulent, abusive, or unlawful activities

7. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by IBS. We provide these links for convenience only and do not endorse or assume responsibility for third-party content, policies, or practices.

8. Disclaimer of Warranties

This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

IBS does not warrant that the website will be uninterrupted, error-free, or free from harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, IBS shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the website, even if we have been advised of the possibility of such damages.

Our total liability for any claim arising from use of the website shall not exceed the amount you paid to access the website (which is zero for general public access), unless otherwise required by law.

10. Indemnification

You agree to indemnify and hold harmless IBS, its officers, employees, and partners from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from your violation of these terms or misuse of the website.

11. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Republic of Iraq, without regard to conflict of law principles. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the competent courts in Baghdad, Iraq, unless mandatory local law provides otherwise.

12. Changes to These Terms

We may revise these Terms of Service at any time by posting an updated version on this page with a new effective date. Your continued use of the website after changes are posted constitutes acceptance of the revised terms.

13. Contact Us

If you have questions about these Terms of Service, please contact us at: • Email: info@infotechbs.com • Phone: +964 780 078 0183 • Address: Baghdad, Iraq — Headquarters